Most states have enacted some type of equine related law that limits the insured from liability as long as specific procedures and warnings are followed. This often includes posting caution signs and following standard procedures for rider, animal and tack selection. In some states this liability protection is extended to cover pony rides.
Animal Care Laws
Some states have enacted legislation aimed at reducing animal cruelty. The type of animals covered by the act varies by state. In some instances a petting zoos or even animals on display may fall under the legislation.
Consult an attorney to determine if there are any applicable animal-related laws in your state that apply to your operation.